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Shape your future,
own your home.

We help everyday buyers get home with low down payments, simple approvals, and honest guidance, whether it’s FHA, conventional, or something custom. Get started in minutes with no pressure and no hard credit check.

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3 min | No hard credit check

Free in-depth guides and resources

Our free mortgage tools and guides are made for Central Valley buyers who want real clarity, not guesswork. From rate alerts to home value estimates, we’ve got your back with practical, easy-to-use resources that help you plan ahead, make confident moves, and buy smart.

Free Home Value Report

Get a free report on any home, whether you're looking to offer, refinance your own, or just curious.

Customers

Trusted by families across all of California

These stories are why we do what we do. Whether you're buying your first home or your fifth, we’re here to help make it happen, the right way.

Armando is great. ! 100% recommend him. Not only is he great at what he does but he is a great person and you will find a life long friend in him. He will make sure the process of home buying is smooth and will never leave you second guessing anything. 
Catherine & Raul

First time buyers in Fresno, CA

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Run your numbers with our monthly payment tool

Before you shop for homes, run the math. This free monthly payment tool gives you a fast estimate based on real numbers, no confusing jargon, just clear answers. Play with purchase prices, down payments, and loan types to see what fits your monthly budget. It’s perfect for FHA, conventional, VA, or any loan scenario you’re exploring.

With the Right Lender, Everything Is Possible

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Ample Home Loans is a division of Merit Lending LLC, NMLS # 1133463. All rights reserved.

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